Disclaimer

Solidum Partners AG is an independent investment advisory company specialised in investments and fund management of insurance-event linked securities. Persons who access the material made available by Solidum Partners AG (“Solidum”) at its website www.solidumpartners.ch on the worldwide web, agree to the following terms. If you do not accept these terms, you must not use the Solidum web site.

• The information and opinions contained in the Solidum Website are provided by Solidum for personal use and for informational purposes only and may be changed at any time without notice. Solidum makes no representation that the information or opinions contained on the Solidum Website is accurate, reliable or complete. Nothing contained in the Solidum Website constitutes financial, investment, tax, legal or other advice, nor is it to be relied on in making an investment or other decision. You should not act or rely on the information without professional assistance.

• The entire content of the Solidum Website is subject to copyright with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the Solidum Website, provided that you do not remove any copyright or other proprietary notices. All property rights shall remain with Solidum. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Solidum Website without the prior written permission of Solidum.

• Nothing on the Solidum Website should be construed as a solicitation or offer, or recommendation, to buy or sell any investment instruments, to engage in any transaction, or to conclude any legal act of any kind whatsoever.

• The information and opinions contained on the Solidum Website is provided without any warranty of any kind, either express or implied. In no event will Solidum be liable for any loss or damage of any kind, including, without limitation, any direct, indirect or consequential damages, which might be incurred through the use of or access to the Solidum Website or due to the relying on any information contained on the website, any links to third-party websites or any contact by e-mail from or to Solidum.

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• Past performance is not necessarily an indication of future performance. Potential investors should note that investments can involve significant risks and the value of an investment may go down as well as up.